ADOPTION LOANS – Pathways' interest-free loan program provides up to $10,000 in adoption financial assistance. These loans are paid back through monthly repayments which support other families in their adoption journey. CONFERENCE AND RETREAT SCHOLARSHIPS – This program provides financial support for parents, families, adult adoptees, or birth parents to renew, connect, equip or learn as they attend a conference or retreat. POST-ADOPTION COUNSELING AND THERAPY GRANTS Counseling and therapy can be a useful tool to support families, adult adoptees and birth mothers in different phases of their journey. Pathways seeks to provide financial support for those who need adoption-competent and trauma-informed counseling. This may include but is not limited to: MARRIAGE COUNSELING FAMILY COUNSELING INDIVIDUAL COUNSELING PLAY THERAPY